Frequently Asked Questions
Find quick answers to the most common questions about our banking services, accounts, cards, and more.
Top Questions
Get quick answers to the most frequently asked questions by our clients.
How do I open an account?
Visit any branch with your ID and proof of address.
View Answer → 2 💳What are the card fees?
Classic: Free, Gold: $5/month, Platinum: $15/month.
View Answer → 3 📱How can I check my balance?
Via mobile app, online banking, or any branch/ATM.
View Answer → 4 🏛️Who is eligible for MyAccount?
All public sector employees and professionals.
View Answer → 5 🛡️Is my money safe with you?
Yes! We use advanced encryption and CBI compliance.
View Answer → 6 📱Does Hisab Bank offer digital banking?
Yes! Full mobile and online banking services available.
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Your Questions, Answered
Find detailed answers to the most frequently asked questions about Hisab Bank.
General Questions
Hisab Bank was founded in 1998 in Erbil, with a vision to create a modern, trustworthy Islamic financial institution for the Iraqi people.
Our headquarters is located in Erbil, Zagros Street, opposite Sami Abdul Rahman Park. We also have a branch in Sulaimaniyah.
All our branches are open from 8:30 AM to 3:00 PM, Sunday through Thursday. We are closed on Fridays and public holidays.
Accounts
Visit any of our branches with your valid ID and proof of address. Our friendly team will guide you through the simple, quick process.
You will need a valid identification document (passport or national ID) and proof of address (utility bill or rental agreement).
You can check your balance through our mobile app, online banking, or by visiting any of our branches or ATMs.
MyAccount is our premium banking program offering exclusive benefits, priority service, and competitive rates for public sector employees.
Visa Debit Cards
We offer three types of Visa debit cards: Classic (free), Gold ($5/month), and Platinum ($15/month). Each card offers different features and benefits.
The Classic card is free. Gold costs $5 per month, and Platinum costs $15 per month. All cards offer excellent value for their features.
Absolutely. All our Visa cards are accepted at millions of locations worldwide.
Contact us immediately at 0775 430 30 33 or visit any branch to block your card and request a replacement.
Digital Banking
Yes! Our digital banking platform allows you to manage your accounts, transfer funds, and track transactions securely 24/7.
Visit our website and click on the “Login” button. You will need your account number and password. Contact your branch for initial setup.
Yes, our mobile banking app is available for download on both the Apple App Store and Google Play Store.
MyAccount Program
MyAccount is a government initiative to digitize salaries for public sector employees, improving efficiency, transparency, and financial inclusion.
All public sector employees, professionals, pensioners, and social welfare beneficiaries are eligible.
Multiple partner banks participate, including Hisab Bank as a leading Islamic banking partner.
Security
Absolutely. We employ state-of-the-art encryption and security protocols to ensure your assets are protected at all times. We are fully compliant with Central Bank of Iraq regulations.
We use advanced encryption, multi-factor authentication, 24/7 fraud monitoring, and rigorous security protocols to protect your information.
Contact us immediately at 0775 430 30 33 or visit any branch. Our team will investigate and take appropriate action.
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