Banking with Integrity, Built for Iraq
Experience financial services rooted in Islamic values, modern convenience, and a steadfast commitment to the growth of our nation.
A Foundation of Trust
Hisab Bank was established in 1998 with a clear vision: to deliver ethical, transparent, and innovative financial services that empower individuals and businesses across Iraq. From our headquarters in Erbil, we have grown into a trusted partner for thousands of families and enterprises, always guided by the principles of Islamic finance.
Our journey is marked by a relentless pursuit of excellence, combining deep local insight with world‑class banking standards. We don’t just offer accounts and loans – we build lasting relationships that foster prosperity and stability for generations to come.
Discover Our Legacy →The Hisab Difference
We stand apart through unwavering integrity, advanced security, and a deep‑rooted commitment to our community. Every service we offer reflects our core values.
Sharia‑Compliant Banking
All our products adhere strictly to Islamic principles, ensuring ethical and fair financial practices.
Unmatched Security
Multi‑layered encryption and continuous monitoring keep your assets and data safe around the clock.
Community Driven
We invest in local initiatives, support small businesses, and champion the economic revival of Iraq.
Digital Innovation
Cutting‑edge mobile and online tools designed for speed, convenience, and complete control.
Financial Solutions for Every Need
Whether you are an individual, a family, or a growing enterprise, we offer a comprehensive range of products tailored to your unique goals.
Retail Accounts
Everyday banking with competitive profit rates, easy access, and zero hidden charges.
Debit Cards
Globally accepted Visa cards with contactless payments, fraud protection, and instant alerts.
Project Financing
Flexible funding for real‑estate, infrastructure, and business expansion projects.
Money Transfers
Fast, low‑cost domestic and international transfers with full traceability.
Letters of Guarantee
Reliable bank guarantees to support your trade and contractual obligations.
SMS Services
Real‑time transaction alerts and account updates directly to your phone.
Choose the Card That Fits You
From everyday convenience to premium privileges, our Visa cards offer security, global acceptance, and tailored benefits.
Classic
- ✓ Free ATM withdrawals
- ✓ Contactless payments
- ✓ 24/7 fraud monitoring
- ✓ SMS transaction alerts
Gold
- ✓ All Classic features
- ✓ Priority customer support
- ✓ Higher daily limits
- ✓ Travel insurance
Platinum
- ✓ All Gold features
- ✓ Dedicated banker
- ✓ Unlimited ATM rebates
- ✓ Concierge service
Banking at Your Fingertips
Manage your accounts, transfer funds, and stay in control anytime, anywhere with our intelligent mobile platform.
Biometric Login
Fingerprint and facial recognition for secure, password‑free access.
Instant Transfers
Send money in seconds, locally or internationally, with low fees.
Spend Insights
Visual breakdowns of your spending habits to help you budget smarter.
Card Control
Freeze, unfreeze, and set spending limits directly from your phone.
Visit Us Nearby
We are proud to serve you from our branches across Iraq – open Sunday to Thursday, 8:30 AM – 3:00 PM.
Erbil
Sulaimaniyah
Insights & Updates
Stay informed with our latest announcements, community initiatives, and financial insights.
Next‑Gen Mobile App Launch
We are thrilled to introduce our redesigned mobile app with AI‑powered insights and enhanced security features.
Read More →New SME Financing Program
We are launching a dedicated fund to support small and medium enterprises with flexible, sharia‑compliant financing.
Read More →Holiday Operating Hours
All branches will operate with adjusted hours during the upcoming Eid holidays. Please check our schedule for details.
Read More →Start Your Journey with Hisab Bank
Join thousands of Iraqis who trust us with their financial future. Open an account today or reach out to our team – we are here to help.
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