Choose Your Perfect Card
From everyday convenience to premium privileges, our Visa debit cards are designed to fit your lifestyle—secure, accepted worldwide, and backed by Hisab Bank.
Banking That Fits Your Life
Whether you’re looking for everyday convenience, premium benefits, or the ultimate banking experience, Hisab Bank has a Visa debit card that’s perfect for you.
All our Visa cards offer:
Simple. Secure. Everyday
The Classic Visa debit card offers everything you need for everyday banking—secure, reliable, and easy to use.
Free ATM Withdrawals
Access your cash anytime, anywhere with no ATM fees.
Contactless Payments
Tap and pay for quick and secure transactions.
24/7 Fraud Monitoring
Round‑the‑clock protection for your transactions.
SMS Transaction Alerts
Stay informed with real‑time notifications.
Elevate Your Banking
Upgrade to the Gold Visa debit card and enjoy premium benefits, priority support, and exclusive perks.
All Classic Features Included
Plus everything from the Classic card.
Priority Customer Support
Get faster assistance from our dedicated support team.
Higher Spending Limits
Enjoy increased daily spending limits for flexibility.
Travel Insurance Included
Peace of mind whenever you travel.
Exclusive Partner Discounts
Save on shopping, dining, and more.
The Ultimate Experience
Experience the pinnacle of banking with the Platinum Visa debit card—designed for those who demand the very best.
All Gold Features Included
Everything from Gold, plus exclusive premium benefits.
Dedicated Personal Banker
Your own banking expert for personalized service.
Unlimited ATM Fee Rebates
Use any ATM worldwide with no fees.
Premium Travel & Concierge
VIP travel services and dedicated concierge support.
VIP Event Access
Exclusive invitations to premium events and experiences.
Find Your Perfect Match
Compare our three Visa debit cards side by side to find the one that best fits your lifestyle and needs.
| Features | Classic | Gold | Platinum |
|---|---|---|---|
| Monthly Fee | Free | $5 | $15 |
| ATM Withdrawals | Free | Free | Unlimited Rebates |
| Contactless Payments | ✓ | ✓ | ✓ |
| Fraud Monitoring | ✓ | ✓ | ✓ |
| SMS Alerts | ✓ | ✓ | ✓ |
| Priority Support | — | ✓ | ✓ |
| Higher Spending Limits | — | ✓ | ✓ |
| Travel Insurance | — | ✓ | ✓ |
| Partner Discounts | — | ✓ | ✓ |
| Dedicated Banker | — | — | ✓ |
| Travel & Concierge | — | — | ✓ |
| VIP Event Access | — | — | ✓ |
| Apply | Upgrade | Explore |
Your Card Is Protected
Every Hisab Bank Visa debit card comes with industry‑leading security features to keep your money safe and give you peace of mind.
24/7 Fraud Monitoring
Advanced AI‑powered systems monitor your transactions around the clock to detect and prevent suspicious activity.
Zero Liability Protection
You are not responsible for unauthorized transactions made with your card—we’ve got you covered.
Advanced Encryption
All card data is encrypted using industry‑standard protocols to protect your information at every step.
Real‑time Alerts
Receive instant SMS and push notifications for every transaction, so you always know what’s happening with your card.
Card Lock/Unlock
Instantly freeze or unfreeze your card from the mobile app if you misplace it or suspect fraud.
Global Acceptance
Use your card securely at millions of merchants and ATMs worldwide with Visa’s trusted network.
Know Your Limits
Each card tier comes with different daily limits designed to match your lifestyle and spending habits.
| Limit Type | Classic | Gold | Platinum |
|---|---|---|---|
| Daily ATM Withdrawal | $500 | $1,000 | $2,500 |
| Daily Purchase Limit | $1,000 | $2,500 | $5,000 |
| Monthly Purchase Limit | $10,000 | $25,000 | $50,000 |
| Maximum Balance | $10,000 | $25,000 | Unlimited |
| ATM Rebates (Monthly) | — | — | Unlimited |
Limits may be adjusted upon request. Please contact your branch or relationship manager for personalized limit adjustments.
Transparent Pricing
We believe in complete transparency. Here is a clear breakdown of all fees associated with your Hisab Bank Visa debit card.
| Fee Type | Classic | Gold | Platinum |
|---|---|---|---|
| Monthly Maintenance Fee | Free | $5 | $15 |
| ATM Withdrawal (Local) | Free | Free | Free |
| ATM Withdrawal (International) | $2.50 | $1.50 | Free |
| Card Replacement Fee | $10 | Free | Free |
| Overdraft Fee (per occurrence) | $25 | $25 | $20 |
| Foreign Transaction Fee | 3% | 2% | 1% |
| Cash Advance Fee | 3% | 2.5% | 2% |
All fees are subject to change with prior notice. For the most up‑to‑date fee schedule, please visit any branch or contact our customer service team.
Why Visa
Visa is the world’s most recognized payment brand, trusted by millions of people and businesses across the globe. When you choose a Visa debit card from Hisab Bank, you choose:
Global Acceptance
Accepted at over 70 million merchant locations in more than 200 countries and territories.
Advanced Security
Industry‑leading fraud prevention and 24/7 monitoring to protect your transactions.
Innovation & Convenience
Contactless payments, digital wallets, and real‑time transaction alerts for seamless banking.
How to Apply
Getting your Hisab Bank Visa debit card is quick and easy. Follow these simple steps to get started.
Visit a Branch
Visit any of our branches in Erbil or Sulaimaniyah.
Complete the Application
Fill out the simple application form and provide your valid identification.
Receive Your Card
Get your Visa card instantly and start using it right away.
Card FAQs
Quick answers to the most common questions about our Visa debit cards.
What is the difference between Classic, Gold, and Platinum?
Classic is our entry‑level card with essential features. Gold adds premium benefits like priority support and travel insurance. Platinum is our premium card with a dedicated banker and unlimited ATM rebates.
Is there a monthly fee for the cards?
The Classic card is free. Gold costs $5 per month, and Platinum costs $15 per month. All cards offer excellent value for their features.
Are my transactions secure with Visa?
Yes. Visa offers advanced fraud protection, 24/7 monitoring, and zero liability for unauthorized transactions.
Can I use my card internationally?
Absolutely. All our Visa cards are accepted at millions of locations worldwide.
How do I activate my new card?
Your card is activated when you make your first transaction at any ATM or merchant.
What if I lose my card?
Contact us immediately at 0775 430 30 33 or visit any branch to block your card and request a replacement.
Ready to Choose Your Card?
Visit a branch today to apply for your Hisab Bank Visa debit card and start enjoying the benefits of secure, convenient banking.
Find a Branch Near You