Bank Overview
Learn about Hisab Bank’s history, our founding principles, and our commitment to serving Iraq’s financial future.
A Foundation of Trust
Hisab Bank was established in 1998 in accordance with the Iraqi Companies Law and officially opened its doors at its headquarters in Erbil. Since then, we have been dedicated to providing trusted, transparent, and innovative Islamic banking services to the people of Iraq.
From our central hub in the heart of Erbil, we have grown into a trusted partner for thousands of individuals, families, and businesses across Iraq. Our journey is defined by a relentless commitment to integrity, transparency, and service excellence – values that have guided us for over 25 years.
We don’t just manage money; we empower dreams, fuel businesses, and lay the foundation for a prosperous Iraq. Our approach combines deep local insight with world‑class banking standards, always guided by the principles of Islamic finance.
Read the Chairman’s Message →A Journey of Excellence
From our founding in 1998 to today, we have remained committed to serving Iraq with integrity and innovation.
Founded
Hisab Bank was established in Erbil with a vision to bring ethical, Sharia‑compliant banking to Iraq.
Branch Expansion
Expanded our branch network to serve customers across multiple cities in Iraq.
Visa Partnership
Launched our first Visa debit cards, bringing international payment capabilities to our customers.
Digital Banking
Introduced online and mobile banking, making financial services accessible anytime, anywhere.
MyAccount Program
Became a key partner in the national MyAccount initiative, modernizing salary payments.
Future Forward
Continuing to innovate and expand our services to meet the evolving needs of Iraq.
Our Mission
To provide ethical, transparent, and innovative Islamic banking solutions that empower individuals, support businesses, and contribute to the economic prosperity of Iraq.
Our Vision
To be the most trusted and respected Islamic bank in Iraq, recognized for our integrity, innovation, and unwavering commitment to our customers and communities.
Core Values
Integrity • Transparency • Excellence • Customer‑Centricity • Social Responsibility • Sharia Compliance
Our Core Principles
The values that guide every decision we make and every service we provide.
Sharia Compliance
All our products and services are reviewed by our Sharia Supervisory Board to ensure full compliance with Islamic principles.
Integrity
We operate with honesty and transparency in all our dealings, building trust that lasts.
Innovation
We embrace digital transformation to provide modern, convenient, and secure banking solutions.
Community Impact
We invest in Iraq’s future by supporting local businesses and community development initiatives.
Security
Advanced encryption and multi‑layered security measures protect your financial information.
Customer Care
Every customer is valued, and every interaction is an opportunity to serve with excellence.
Discover Hisab Bank
Learn more about our vision, mission, and commitment to serving Iraq’s financial future.